Bulk Disbursement Dashboard

Bulk Disbursement feature allows merchants to transfer funds to multiple beneficiaries through the Ayoconnect Merchant Dashboard by uploading a single file.

Merchants can prepare a list of beneficiaries, upload the file, and submit the transfer request for approval without requiring direct API integration.

This feature is suitable for businesses managing multiple payouts, such as salary payments, vendor payments, and customer disbursements.

How It Works

1. Prepare the Bulk Upload File
   Download the provided template and enter the beneficiary account details and transfer amounts.

2. Upload the File
   Access the Bulk Transfer feature in the Merchant Dashboard and upload the completed file.

3. Beneficiary Validation
   Ayoconnect validates the beneficiary account information before proceeding with the transfer request.

4. Review and Approval
   The authorized Checker reviews and approves or rejects the transfer request.

5. Transfer Processing
   Once approved, Ayoconnect processes the submitted transfer instructions.

6. Monitor Transactions
   Merchants can monitor transfer progress and review the status of individual transactions through the dashboard.

Important Notes

• Uploading a file does not mean that the funds have been transferred.
• Transfers require approval through the Maker–Checker workflow.
• Each transaction in a bulk transfer may have a different processing status.
• Merchants should check the final transaction status before considering a transfer completed.
• Transfer limits and supported banks depend on the applicable product configuration.

Related Guides

• Bulk Upload File Format — Learn how to prepare and upload the beneficiary file.
• Maker–Checker Approval — Understand the approval process and user responsibilities.
• Errors & Troubleshooting — Learn how to handle common upload, validation, and transaction errors.