Direct Debit Unbinding

The Direct Debit Unbinding feature (Account Unbinding API) is the last process of the Direct Debit Journey of a user.

Unbinding means that a registered user's bank account in Ayoconnect's Direct Debit system doesn't want to continue accepting payments. It is a one-time process, and after a successful unbinding, the user won't accept any further payments. In case the user wants to continue accepting payments, the user has to rebind the card again.

Unbinding Status:

Possible unbinding statuses are:

1. SUCCESS
   1. This status indicates definitive success from the bank
2. PENDING_USER_VERIFICATION
   1. This status is specific for bank unbinding that mandates OTP, and indicates that the unbinding is still pending OTP verification success from the bank

Note:

BRI, BNI, Mandiri and Danamon does NOT allow user to unbind via any methods other than through API. This means that user will not be able to unbind via mobile banking application, ATMs, and/or other bank channels.

BCA, however, allows users to unbind through their mobile banking application