Introduction

Ayoconnect Payments Developer Hub

Welcome to Ayoconnect API Documentation Hub

Overview

Welcome to Ayoconnect, Indonesia’s leading embedded finance platform. Our APIs for Payments and Disbursements are designed to empower businesses with seamless financial integrations, enabling efficient transaction processing and payout solutions. This documentation hub provides everything you need to get started, implement, and optimize our APIs.

Whether you are a developer building innovative financial applications, a product owner streamlining payment operations, or a business looking to enhance customer experiences, our APIs offer robust, secure, and scalable solutions.

Why Ayoconnect?

Comprehensive Solutions

From payments to disbursements, our APIs cover a wide range of use cases for diverse business needs.

Secure & Reliable

Built with security and compliance in mind, ensuring data integrity and privacy.

Scalable Platform

Designed to grow with your business, handling transactions at scale effortlessly.

Developer-Friendly

Clean and well-documented APIs, with quick onboarding and dedicated support.

What’s Inside

Payments API

Our Payments API enables businesses to process inbound transactions efficiently and securely. Key features include:
• Direct Debit: Simplify payment collections by debiting customer bank accounts automatically.
• Virtual Accounts: Generate unique virtual accounts for customers to make payments with ease.
• Card Acceptance: Accept payments using debit and credit cards with robust security and real-time processing.

Disbursement API

Our Disbursement API enables seamless payout solutions for a variety of use cases. Key features include:
• Bank Transfers: Transfer funds directly to bank accounts across Indonesia in real time.
• Wallet Transfers: Disburse funds to popular e-wallets, providing flexibility for recipients.
• Bulk Disbursements: Process high-volume payouts efficiently with a single API call.
• Status Monitoring: Real-time updates on payout status for transparency and reconciliation.

Getting Started

  1. API Access: Contact your Ayoconnect representative or sign up to get your API keys.
  2. Environment Setup: Choose between Sandbox (for testing) and Production environments.
  3. Authentication: Authenticate requests using secure tokens (explained in the Authentication section).
  4. Documentation Navigation: Use the sidebar to explore endpoints, code examples, and guides.

Support & Resources

  • API Reference: Comprehensive details on endpoints, request/response formats, and error codes.
  • Developer Guides: Step-by-step tutorials for common use cases.
  • Community & Support: Join our developer community or contact Ayoconnect Support for assistance.
  • Changelog: Stay updated on the latest enhancements and features.

Next Steps

  • Read through the products guides for the solutions you want to implement
  • Explore the Payments API or Disbursement API sections for detailed documentation on endpoints and features.

We’re excited to see what you build with Ayoconnect APIs!

Let’s connect and empower your business.


What’s Next

Direct Debit Product Flow