Get Direct Debit Binding Details

The Get Direct Debit Details feature (Account Binding API) allows merchants to get binding details given an X-External ID header value

Binding details include:

  1. User ID - unique identifier of the customer generated by Ayoconnect
  2. Account Token - token used by merchants to initiate payments
  3. Token Status - possible statuses are:
    1. Active - Account token usable for transactions,
    2. Disabled - Account token no longer valid as bank account has been unbinded
    3. Blocked - account token not currently usable for payments due to triggering Ayoconnect's FDS rate limiter
    4. Not found - no successful bank account binding has occurred under the given X-External ID header value
  4. Masked Card Number - masked card number of the binded bank account
  5. Bank Code - identifies the bank name of the binded bank account (e.g. BCA, BNI, etc)