Create Virtual Account

The Create Virtual Account feature allows a merchant to generate virtual account numbers for processing payments.

Through this feature, a merchant can:

Generate a virtual account number - either define a unique virtual account number or let Ayoconnect generate a random unique VA number for you
Define the amount type - can be fixed amount or open amount
Define the virtual account type - Multi-Payment virtual account (static), or Single-Payment virtual account (dynamic)
Set the expiration date of the virtual account

Limitations

Please note that only the following combinations are supported when creating a virtual account:

VA Banks	Single Payment VA - Fixed Amount	Multiple Payment VA - Fixed Amount	Single Payment VA - Open Amount	Multiple Payment VA - Open Amount	Max VA Numbers Input In M-Banking	Min. Length in custom VA number Creation	Max. Length in custom VA number Creation
Bank BRI	✅	✅	✅	✅	18 digits	11 digits	13 digits
Bank BNI	✅	❌	✅	✅	16 digits	12 digits	12 digits
Bank BCA	✅	✅	✅	✅	23 digits	11 digits	18 digits
Bank Mandiri	❌ (In Acquiring Process with the Bank) Note: VA numbers can still be paid with Open Amount mode	❌ (In Acquiring Process with the Bank) Note: VA numbers can still be paid with Open Amount mode	✅	✅	19 digits	11 digits	14 digits

In VA Number creation request, if a merchant would like to create a custom VA numbers after bank prefix, just send the remaining numbers (excluding prefix) in the field of virtualAccountNumber. Ayoconnect will return the complete VA numbers (Including bank prefix) in the response of Create Virtual Account API.