Direct Debit Unbinding

The Direct Debit Unbinding feature (registration-account-unbinding API) is the last process of the Direct Debit Journey of a user.

Unbinding means that a registered user's bank account in Ayoconnect's Direct Debit system doesn't want to continue accepting payments. It is a one-time process, and after a successful unbinding, the user won't accept any further payments. In case the user wants to continue accepting payments, the user has to rebind the card again.

Unbinding Status:

Binding Status

Possible latestBindingStatus statuses returned in the unbinding API response after unbinding attempt are as follows:

SUCCESS
1. This indicates that the binding is currently still successful, and has not been successfully unbinded. Do check if OTP is required to complete unbinding, or possibly a failure response was returned for the unbinding attempt
UNBINDED
1. This indicates that the unbiding is successful definitively. The accountToken will not longer be returned in the **/debit/status ** API response as it has been unbinded successfully

Note:

BRI, BNI, Mandiri and Danamon does NOT allow user to unbind via any methods other than through API. This means that user will not be able to unbind via mobile banking application, ATMs, and/or other bank channels.

BCA, however, allows users to unbind through their mobile banking application