Direct Debit Binding

The Direct Debit Binding feature (Get OAuthCode API) is the first process of the Direct Debit Journey of a user.

Binding in this context means registering the user's Bank Account in Ayoconnect's Direct Debit system so that payment can be made using that bank account.

It is a one-time process, and after a successful binding, the user can make payments as many times as they want as long as the card is not unbinded. If a bank account has unbinded, the user has to rebind it again.

Through this feature, you can:

• Bind a user's bank account to your product/service for recurring payments
• Define the bank name (BCA, BRI, etc) that the merchant would like to request user to bind

Bank Account Binding is done through Ayoconnect's webview. Once a bank account has been successfully binded / failed to bind, the user can be redirected to a merchant-specific URL, which must be provided during the merchant onboarding process. After that, new redirection URLs can be provided as parameters in the API but they will be applied only to that specific request.