Unique identifier of the merchant's customer. Used to link the VA or transaction to a specific end user.

Virtual Account prefix identifier assigned by Ayoconnect during successful VA creation. This prefix uniquely identifies the merchant or partner. If the value is shorter than 8 digits, it must be left-padded with spaces to maintain 8 characters (e.g. 8662 will be " 8662").

Unique transaction ID generated by the merchant. Used for tracing and reconciliation.

Unique Virtual Account number (19–26 numeric digits). For update requests, this field refers to the existing VA number generated during creation. Each VA number can only maintain one active state at a time, and cannot be reactivated until expired or paid.

Structure: partnerServiceId + virtualAccountNo when requesting Create VA

Customer's name displayed on ATM or mobile banking screens during payment.

Customer's phone number used to refer to customer and record purposes. It should start with the Indonesian country code '62' and be followed by at least 10 and at most 15 numeric characters.

Expiry date and time of the Virtual Account following ISO 8601 format. Once expired, the VA cannot accept further payments until it is re-created or updated to reactivate.

Client's current local time in 'yyyy-MM-ddTHH:mm:ssTZD' format

Request signature

Merchant identifier consisting of 6 alphanumeric characters. It is used to uniquely identify the merchant or partner in all API requests and responses. The value is assigned by Ayoconnect after successful onboarding and registration.

Unique identifier provided by the merchant for each API request. It is used for idempotency, tracking, and to populate the referenceNo and originalReferenceNo fields in responses. The value must be unique per request attempt and contain 32 alphanumeric characters.

Channel ID

Bearer token